P2P-Loans, Prospects and Risks Application in the Russian Federation

Authors

  • Karandayev I.Y. National Research Nuclear University MEPhI (Moscow Engineering Physics Institute), Kashirskoe shosse 31, Moscow, 115409
  • Lozovskij D.L. National Research Nuclear University MEPhI (Moscow Engineering Physics Institute), Kashirskoe shosse 31, Moscow, 115409

DOI:

https://doi.org/10.18502/kss.v3i2.1563

Abstract

The development of modern technologies determines the emergence of new financial products that affect the existing financial system. The article examines the features of p2p-loans, the advantages, problems and risks associated with their development in the Russian Federation. The article also analyzes the prospects for the legal regulation of p2p-loans.

 

Keywords: financial technologies, risks, p2p-loans, financial stability

References

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The main directions of the development of the financial market of the Russian Federation for the period 2016 - 2018 (Approved by the Board of Directors of the Bank of Russia on May 26, 2016) // Bulletin of the Bank of Russia. 2016. № 57.

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Federal Law of December 30, 2004, No. 218-FZ ”On Credit Histories” // Rossiyskaya Gazeta. 2005. № 2.

Published

2018-02-15

How to Cite

I.Y., K., & D.L., L. (2018). P2P-Loans, Prospects and Risks Application in the Russian Federation. KnE Social Sciences, 3(2), 347–354. https://doi.org/10.18502/kss.v3i2.1563