Self-Acceptance Victims of the Binomo Fraud Investment


This study aimed to examine the self-acceptance of the victims of the Binomo fraudulent investment using a qualitative research method and a case study approach. Five research subjects experienced a loss of more than 3 million Rupiah due to playing Binomo and aged 18-25 years. They were selected by purposive sampling-snowball sampling. Data were collected through in-depth interviews and observation. Thematic analysis and source triangulation through interviews and observations were used to ensure valid findings. The results found that most subjects had good positive self-acceptance, but there were obstacles and discomfort in presenting themselves as they were victims of fraudulent investments. It has implications for the absence of external factors or support from the environment because victims feel ashamed and do not share their experiences with others, so the internal factor is the most supportive factor in the acceptance of the self in the victims of investment. Each individual has a different dynamic of self-acceptance sequence of stages, and it takes time for self-acceptance. However, all subjects in this study experienced at least two stages of self-acceptance and the bargaining stage were experienced before entering the acceptance stage. The length of the self-acceptance process was not always related to the magnitude of the loss. It is hoped that further research will deepen and enrich the findings with different subject characteristics and prove the interrelationship of the variables obtained in this study to become novelties for science in psychology.

Keywords: self-acceptance, victims of investment scams, binomo

[1] Rossiana G. Tren Investasi Ilegal Marak karena Teknologi Berkembang. beritasatu. com. 2021. karena-teknologi-berkembang

[2] Nurrahman Y. Penipuan Online di Indonesia Tertinggi. Tempo. 2016.

[3] Widyastuti RA. Kerugian Akibat Investasi Bodong Rp 117,4 Triliun, OJK Minta Masyarakat Waspada. Tempo. 2022.

[4] Anggara Y, Setiawan DA. Analisis Viktimologi terhadap Korban Trading Ilegal (Binomo) yang di Promosikan oleh Influencer | Bandung Conference Series: Law Studies. Bandung Conference Series Law Studies.

[5] Tandelilin E. Dasar-dasar manajemen investasi. Manajemen Investasi, 34. 2010. F40fW3gAAAAJ&citation_for_view=F40fW3gAAAAJ:bFI3QPDXJZMC

[6] Aeni SN. Waspada Investasi Bodong, Ini 5 Ciricirinya yang Harus Dicermati—Keuangan 5-ciri-cirinya-yang-harus-dicermati

[7] Ariyanti F. Jumlah Investor Pasar Modal Tembus 10,8 Juta, Anak Muda Paling Doyan Investasi. 2023. jumlah-investor-pasar-modal-tembus-108-juta-anak-muda-paling-doyaninvestasi

[8] Indonesia Central Securities Depository KS. Statistik Pasar Modal Indonesia. Statistik Pasar Modal Indonesia; 2022. pp. 1–6., _Februari_2022.pdf

[9] Rohman F. Kenapa Aplikasi Binomo Ilegal? Ini Penjelasannya - Perdagangan 2022 binomo-ilegal-ini-penjelasannya

[10] Rahardian L. Catat! Ini Deretan Bukti Binomo Cs Rugikan Anda. CNBC Indonesia. 2022 deretan-bukti-binomo-cs-rugikan-anda

[11] Zunaida D. Identification of Perceptions of Investment Tendency as a Response to Issue of Monkey Business to the University Students in Malang (Identifikasi Kecenderungan Persepsi Investasi sebagai Respon Isu Investasi Bodong pada Mahasiswa di Malang). Jurnal Pekommas. 2018;3(1):1.

[12] Button M, Nicholls CM, Kerr J, Owen R. Online frauds: learning from victims why they fall for these scams. Aust N Z J Criminol. 2014;47(3):391–408.

[13] Sarria E, Recio P, Rico A, Díaz-Olalla M, Sanz-Barbero B, Ayala A, et al. Financial Fraud, Mental Health, and Quality of Life: A Study on the Population of the City of Madrid, Spain. Int J Environ Res Public Health. 2019 Sep;16(18):3276.

[14] Ardilla F, Herdiana I. Penerimaan Diri pada Narapidana Wanita. Jurnal Psikologi Kepribadian Dan Sosial. 2013;2(1).

[15] Zahro Z, Mufidatu F. Studi kasus penerimaan diri remaja yang memiliki keluarga tiri di Desa Banjarsari Kabupaten Tulungagung [Undergraduate thesis, Universitas Islam Negeri Maulana Malik Ibrahim.]

[16] Huang Y, Wu R, Wu J, Yang Q, Zheng S, Wu K. Psychological resilience, selfacceptance, perceived social support and their associations with mental health of incarcerated offenders in China. Asian J Psychiatr. 2020 Aug;52:102166.

[17] Carson SH, Langer EJ. Mindfulness and self-acceptance. J Ration-Emot Cogn-Behav Ther. 2006;24(1):29–43.

[18] ASRIYANTI. Self Acceptance Orang Tuaterhadap Anak Penyandang Autis Di Pusat Layanan Autissultra Kota Kendari [Skripsi, IAIN Kendari]. 2017

[19] Patrayana B. Penerimaan Diri Orangtua yang Memiliki Anak Down Syndrome Ditinjau Dari Tingkat Usia [Skripsi, Universitas Islam Negeri Sultan Syarif Kasim Riau]. 2017.

[20] Shao J, Zhang Q, Ren Y, Li X, Lin T. Why are older adults victims of fraud? Current knowledge and prospects regarding older adults’ vulnerability to fraud. J Elder Abuse Negl. 2019 Mar;31(3):225–43.

[21] Ueno D, Arakawa M, Fujii Y, Amano S, Kato Y, Matsuoka T, et al. Psychosocial characteristics of victims of special fraud among Japanese older adults: A crosssectional study using scam vulnerability scale. Front Psychol. 2022 Jul;13:960442. Available from:

[22] Hanurawan F. Metode penelitian kualitatif untuk ilmu psikologi. PT Raja Grafindo; 2016.

[23] Herdiansyah H. Metodologi Penelitian Kualitatif untuk Ilmu Psikologi. Jakarta: Salemba Humanika; 2015.

[24] Buchanan T, Whitty MT. The online dating romance scam: causes and consequences of victimhood. Psychol Crime Law. 2014;20(3):261–83.

[25] Blakeborough L, Giro Correia S. The Scale And Nature Of Fraud: A Review of The Evidence. 2018

[26] Waney NC, Kristinawati W, Setiawan A. Mindfulness dan Penerimaan Diri Pada Remaja Di Era Digital. Insight: Jurnal Ilmiah Psikologi. 2020;22(2):2.

[27] Nurhasyanah N. Faktor-Faktor yang Mempengaruhi Penerimaan Diri Pada Wanita Infertilitas. Jurnal Penelitian dan Pengukuran Psikologi. JPPP. 2012;1(1):143–52.

[28] Setiawan PJ, Ardison H. Criminal Victimization on Large-Scale Investment Scam In Indonesia. Veritas et Justitia. 2021;7(1).

[29] McGuire M, Dowling S. Cybercrime: A review of the evidence Research Report 75 Summary of key findings and implications. https://assets.publishing.service. summary.pdf