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Shofawati, A. (2019). The Role of Digital Finance to Strengthen Financial Inclusion and the Growth of SME in Indonesia. KnE Social Sciences, 3(13), 389–407. https://doi.org/10.18502/kss.v3i13.4218

https://doi.org/10.18502/kss.v3i13.4218

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  • A Shofawati
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Published Date

  • Mar 31, 2019

The Role of Digital Finance to Strengthen Financial Inclusion and the Growth of SME in Indonesia

KnE Social Sciences / The 2nd International Conference on Islamic Economics, Business, and Philanthropy (2nd ICIEBP) / Pages 389–407

Abstract

At this era, innovation in technology is one of the key success factor for business to strengthen the maturity life of product life cycle, included financial industry. Nowadays the need for speed in delivery of product or services included in financial services especially Islamic Financial Services is very important. Indonesia which have the unique topography which consist of many islands need the speed of product or service delivery especially for the Small and Medium Enterprise (SME) financing which is the fundamental of economy in Indonesia. This paper have purpose to describes the role of Digital Finance to Strengthen Financial Inclusion and the Growth of SME in Indonesia.This paper uses qualitative method. The result of this research is describe the model of the role of Digital Finance to Strengthen Financial Inclusion and the Growth of SME in Indonesia.


 


 


Keywords: Digital Finance, Financial Inclusion, Growth of SME, Indonesia.

References
[1] Agufa Midika Michelle. 2016. The Effect Of Digital Finance On Financial Inclusion In The Banking Industry In Kenya. A Research Project Submitted In Partial Fulfillment Of The Requirements For The Award Of The Degree Of Master Of Science In Finance, School Of Business, University Of Nairobi


[2] Juan Antonio Ketterer.2017. Digital Finance New Times, New Challenges, New Opportunities. IDB-Inter American Development Bank


[3] Peterson Kitakogelu Ozili.2018. Impact of Digital Finance on Financial Inclusion and Stability. University of Essex. Online at https://mpra.ub.uni-muenchen.de/84771/ MPRA Paper No. 84771, posted 24 February 2018 10:08 UTC


[4] Thorsten Beck. 2016. Financial Inclusion – measuring progress and progress in measuring. This paper was written for the Fourth IMF Statistical Forum “Lifting the Small Boats: Statistics for Inclusive Growth. Cass Business School, City, University of London, CEPR, and CESifo.