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Slamet, A., Yulianto, A., Ridloah, S., & Abiprayu , K. B. (2019). Financial Inclusion and Financial Literation for ‘Laku Pandai’ Customers . KnE Social Sciences, 3(18), 1–8. https://doi.org/10.18502/kss.v3i18.4692

https://doi.org/10.18502/kss.v3i18.4692

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authors

  • Achmad Slamet

    Achmad Slamet

    Universitas Negeri Semarang
  • Arief Yulianto

    Arief Yulianto

    Universitas Negeri Semarang
  • Siti Ridloah

    Siti Ridloah

    Universitas Negeri Semarang
  • Kris Brantas Abiprayu

    Kris Brantas Abiprayu

    Universitas Negeri Semarang

Published Date

  • Jul 3, 2019

Financial Inclusion and Financial Literation for ‘Laku Pandai’ Customers

KnE Social Sciences / UNNES International Conference on Research Innovation and Commercialization 2018 / Pages 1–8

Abstract

Thepurposeofthisstudyistodeterminetheleveloffinancialliteracyandtheimpactof financialliteracyondecisionsonaccessanduseoffinancialservicesfor‘LakuPandai’ customers. The primary data used is from ‘Laku Pandai’ customers in Semarang City, Central Java Province. Data analysis using logit regression, with the scale of interval data on financial literacy is the interval. Whereas, the scale of the data on financial inclusionisnominal.Theresultsofthestudyindicatethatfinancialliteracywillincrease theprobabilityof1time inusing bankingaccessandservices.Thisisbecause banking information has been conveyed to ‘Laku Pandai’ customers. Thus, supply side or financial inclusion is not solely caused by financial literacy, but rather by information provided by banks to ‘Laku Pandai’ customers.


 


Keywords: financial inclusion, financial literation, Laku Pandai customers.

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