Micro Entreprise Empowerment Model Through Islamic Financial Service Cooperative (Study in Indonesia-Malaysia)
Abstract
Micro-enterprise is a business that dominating the economy of Indonesia and Malaysia. The main problem faced by micro businesses is the issue of capital. The existence of Islamic financial service cooperative is expected to solve the problems of capital for micro-enterprises. Based on these descriptions then this study wanted to exercise how the empowerment model of micro enterprises implemented through enterpreneurs empowerment by Islamic financial service cooperative (IFSC). This study used qualitative methods to explore micro enterprises empowerment in order to get a micro business empowerment model. Both in Indonesia as well as Malaysia empowering micro businesses by IFSC appears from its ability to obtain capital, able to motivate the group, and was able to get access to the Government. The difference is in the intensity of the attention of the Government, the Government of Malaysia more intense attention on micro enterprises, so that micro enterprises more easily get access to the goverment and other financial institutions. Type of Paper: Empirical
Keywords: Micro Entreprise; Islamic Financial; Service Cooperative; Empowerment, Model
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