Download fulltext HTML
Firdaus Ramdhani P, M., & Sucia Sukmaningrum, P. (2019). Factors that Influence Surplus Underwriting of Tabarru Funds in General Islamic Insurance Companies. KnE Social Sciences, 3(13), 249–263. https://doi.org/10.18502/kss.v3i13.4209

https://doi.org/10.18502/kss.v3i13.4209

statistics

  • 1243 Abstract Views
  • 532 PDF Views
  • 0 HTML Views

authors

  • M Firdaus Ramdhani P
    No author data available.
  • P Sucia Sukmaningrum
    No author data available.

Published Date

  • Mar 31, 2019

Factors that Influence Surplus Underwriting of Tabarru Funds in General Islamic Insurance Companies

KnE Social Sciences / The 2nd International Conference on Islamic Economics, Business, and Philanthropy (2nd ICIEBP) / Pages 249–263

Abstract

This study aims to determine the effect of participants’ contributions, claims, net investment income, and retakaful to surplus underwriting in general insurance of sharia in Indonesia. Selection of sample using purposive sampling method which amounted to eight sharia companies. The data used are monthly in the five year observation period, 2012 until 2016. The approach used is a quantitative approach with panel data regression analysis and using Eviews 9 software. The results showed that the contribution variable of participants and net investment income had positive and significant effect on the surplus underwriting variable, while the claim variable had a significant negative effect on the surplus underwriting. Meanwhile, the retakaful variable has no significant effect on surplus underwriting


 


 


Keywords: participants’ contributions, claims, net investment income, retakaful, and surplus underwriting

References
[1] Damayanti, Febrinda Eka. 2016. Pengaruh Kontribusi Peserta, Klaim, dan Hasil Investasi terhadap Surplus Underwriting Asuransi Umum Syariah. Skripsi tidak diterbitkan. Universitas Airlangga.


[2] Darmawi, Herman. 2004. Manajemen Asuransi. Edisi pertama. Cetakan ketiga. Jakarta: PT Bumi Aksara.


[3] Departemen Agama Republik Indonesia. 2005. Al Qur’an dan Terjemahan. Bandung: Diponegoro


[4] Fatwa Dewan Syariah Nasional MUI No. 53/DSN-MUI/III/2006 tentang akad tabarru pada asuransi syariah.


[5] Fatwa Dewan Syariah Nasional MUI No. 21/DSNMUI/X/2001 tentang pedoman umum asuransi syariah,


[6] Fikri, M. Agung Ali. 2009. Pengaruh Premi, Klaim, Hasil Investasi dan Underwriting terhadap Laba Asuransi Jiwa (Studi Kasus PT Asuransi Syariah Mubarakah). Skripsi tidak diterbitkan. Institut Pertanian Bogor.


[7] Griffith, W.E. 2001. Undergraduate Econometrics.Cetakan kedua. Jhon Willey and Sons, Inc.


[8] Huda, Nurul. 2010. Lembaga Keuangan Islam: Tinjauan Teoritis dan Praktik. Jakarta: Kencana Predana Media Group.


[9] Peraturan Menteri Keuangan No.18/PMK.010/2010 Tentang Prinsip Dasar Penyelenggaraan Usaha Asuransi dan Usaha Reasuransi dengan Prinsip Syariah.


[10] Rahman, Muh. Fudhail. 2011. Asuransi dalam perspektif hukum islam. al-‘adalah Vol X, No. 1 Januari 2011


[11] Republik Indonesia. Undang-undang Nomer 2 Tahun 1992 tentang Usaha Perasuransian


[12] Sula, Muhammad Syakir. 2004. Asuransi Syariah (Life and General). Cetakan 1. Jakarta: Gema Insani Press.


[13] Widarjono, Agus. 2013. Ekonometrika (Pengantar dan Aplikasinya). Edisi Keempat. Yogyakarta: UPP STIM YKPN.