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Rif’ah, B., & Anita Yunikawati, N. (2024). The Effect of the Use of Fintech and Lifestyle on the Consumptive Behavior of Economic MGMP Teachers During the Covid-19 Pandemic. KnE Social Sciences, 9(4), 478–495. https://doi.org/10.18502/kss.v9i4.15096

https://doi.org/10.18502/kss.v9i4.15096

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authors

  • Badiatur Rif'ah

    Badiatur Rif'ah

    Department of Economics Education, Faculty of Economics and Business, Universitas Negeri Malang
    https://orcid.org/0000-0002-0367-0021
  • Nur Anita Yunikawati

    Nur Anita Yunikawati

    Department of Economics Education, Faculty of Economics and Business, Universitas Negeri Malang

Published Date

  • Jan 24, 2024

The Effect of the Use of Fintech and Lifestyle on the Consumptive Behavior of Economic MGMP Teachers During the Covid-19 Pandemic

KnE Social Sciences / The 6th International Research Conference on Economics and Business (6th IRCEB) / Pages 478–495

Abstract

The study intends to measure the effect of using fintech and lifestyle on consumptive behavior. This study uses a survey method design with a quantitative technique to conduct correlation research. 78 high-school economics teachers participated in this study, and the population and the number of samples were determined using purposive sampling. The data were obtained using a questionnaire given directly. The data analysis technique uses IBM Statistics version 25 software. The T-test shows that the usage of fintech partially has a positive and significant impact on consumer behavior. Partially, lifestyle has no significant effect on consumptive behavior. Simultaneous testing explains that the use of fintech and lifestyle has a significant influence on consumptive behavior as evidenced by the F-test. The R-Square value for the F-test results was 0.128.


Keywords: use of fintech, lifestyle, consumptive behavior

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