The Effect of Financial Education and Culture of Tri Hita Karana on the Behavior of Financial Management Students in Economic Education Study Program Pgri Mahadewa University Indonesia Year 2022
Abstract
This study aims to provide an empirical proof of the impact of Tri Hita Karana’s financial and cultural literacy on financial management behavior of those pursuing business education as a major at PGRI Mahadewa University of Indonesia in 2022 (H1). Financial literacy has been found to have a significant and favorable impact on the behavior of financial management of PGRI Mahadewa University of Indonesia business education students. The calculated results showed t1 counts of 3.712 > 1.976 and sig values of 0.000 <= 0.05. Hypothesis test (H2) in the findings indicated that three causes of happiness culture had a significant positive impact on the financial management behavior of business education students at PGRI Mahadewa University in Indonesia. The calculated results showed t1 counts of 29.944 > 1.976 and sig values of 0.000 <= 0.05. The results of the three causes of happiness test (H3) in financial and cultural literacy simultaneously had a critical effect on the monetary administration behavior of students in the Business Education Program at the University of PGRI Mahadewa Indonesia. A result of calculating an Fcount value of 2,002,656 for an Ftable value of 3.00 from the F distribution table, the Fcount value is 2,002,656 and the Ftable value based on the F distribution table is 3.00. There is a simultaneous or concurrent influence between financial literacy and Tri Hita Karana culture. Leadership behavior by students of the Indonesian Mahadeba Business Education Course at PGRI University.
Keywords: monetary education, Tri Hita Karana culture, financial management behavior
References
[1] Asrida PD, Ni Wayan WA. Pengaruh Pengetahuan Akuntansi Terhadap Penggunaan Informasi Akuntansi dengan Ketidakpastian Lingkungan sebagai Pemoderasi pada UMKM yang ada di Kabupaten Badung-Bali. PROSIDING KRA V. 2018.
[2] Anggie, dkk. “Analisis Perilaku Manajemen Keuangan Pada Generasi Milenial”. Jurnal Inovasi. 2021;17(1):(halaman 19-29).
[3] Adiasa N. Pengaruh Pemahaman Peraturan Pajak Terhadap Kepatuhan Wajib Pajak Dengan Preferensi Resiko Sebagai Variabel Moderating. Skripsi. Universitas Negeri Semarang; 2013.
[4] Ghozali I. Aplikasi Analisis Multivariate dengan Program SPSS. Semarang: UNDIP; 2009.
[5] Handi AK, Mahastanti LA. Perilaku Penggunaan Uang: Apakah Berbeda Untuk Jeniskelamin Dan Kesulitan Keuangan. 2012.
[6] Hidayat VA. Pengaruh Pendidikan Keuangan di Keluarga dan Teman Sebaya terhadap Perilaku Pengelolaan Keuangan Mahasiswa. Artikel Ilmiah. 2018. http://eprints.perbanas.ac.id/3879/
[7] Indriyani, dkk. Pengaruh Good Corporate Governance dan Budaya Tri Hita Karana Sebagai Variabel Moderasi Pada Kualitas Laporan Keuangan. Jurnal KRISNA. 2020;11(2):164-169.
[8] Jorgensen BL. Financial literacy of college students: parental and peer influences. J Chem Inf Model. 2007;53(9):1689–1699.
[9] Magesh S, Prasad VK. An approach to corporate governance by an individuals self consciousness and integrated advancement. Scope International Journal of Science, Humanities. Management and Technology. 2015;1(1):1–5.
[10] Nofsinger, John R. Investment madness: How psychology affects your investing and what to do about it; Prentice Hall. 2001.
[11] Putri, dkk. Pengaruh Good Corporate Governance dan Budaya Tri Hita Karana Pada Kinerja Bank Perkreditan Rakyat. Jurnal Ilmiah Akuntansi dan Bisnis. 2017;12(1).
[12] Hersh S. Beyond greed and fear: Understanding behavioral finance and psychology of investing; Harvard Business School Press. 2000.
[13] Suardikha IMS.. Pengaruh Budaya Tri Hita Karana(THK) Terhadap Penggunaan Sistem Informasi Akuntansi (SIA) Di Mediasi Persepsi Kegunaan Dan Persepsi Kemudahan Penggunaan. Jurnal Akuntansi dan Keuangan Indonesia. 2013;10(1):102- 128.
[14] Sugiyono. Metode Penelitian Kuantitatif, Kualitatif, dan R&D. Bandung: ALFABETA; 2015.
[15] Surya IB. Pengaruh Budaya Tri Hita Karana terhadap Kinerja Perusahaan dengan Mediasi Kepemimpinan dan Komitmen Organisasional. Disertasi. Universitas Brawijaya; 2014.
[16] Waty NQ. Analisis Perilaku Manajemen Keuangan Mahasiswa Fakultas Ekonomi UPN Veteran Jakarat Di Masa Pandemi Covid 19. Skripsi. Universitas Pembangunan Nasional Veteran Jakarta; 2021.
[17] Widayati I. Pengaruh Status Sosial Ekonomi Orang Tua, Pendidikan Keuangan Keluarga dan Pembelajaran di Perguruan Tinggi terhadap Literasi Keuangan Mahasiswa. Jurnal Pendidikan Humaniora. 2011;176–183.
[18] Wulandari dam Luqman H. “Pengaruh Love Of Monet, Pendidikan Keuangan di Keluarga, Hasil Belajar Manajemen Keuangan, dan Teman Sebaya Terhadap Manajemen Keuangan Pribadi Mahasiswa”. Jurnal Pendidikan Akuntansi. 2015;03(03):1-6.