Zaen, Fuad, and Muh. Akmal Ibrahim. “Collaborative Governance in Accelerating Regional Financial Access in South Sulawesi Province”. KnE Social Sciences 10, no. 18 (September 2, 2025): 878–887. Accessed September 24, 2025. https://knepublishing.com/index.php/KnE-Social/article/view/19508.