E. M. Bayuni, M. Yunus, A. A. Muhlishoh, F. Febriana, M. A. Haq, and M. Mujahid, “The Influence of Money-Holding Ethics on the Behavior of Muslim Individuals During the Covid-19 Pandemic”, KSS, vol. 8, no. 18, pp. 172–183, Oct. 2023.