ISWOYO, A; ERMAWATI, Y; NUGROHO, A. SMEs Financial Report: Between Quality and Access to Bank Credit. KnE Social Sciences, [S. l.], v. 3, n. 11, p. 651–679, 2019. DOI: 10.18502/kss.v3i11.4042. Disponível em: https://knepublishing.com/index.php/KnE-Social/article/view/4042. Acesso em: 4 jul. 2025.