SIPAYUNG, T. .; SRIWIJAYANTI, E. .; MUNTHE, R. .; OKTO POSMAIDA DAMANIK, E. . The Effect of The Use of Debit Cards and Electronic Money (E-Money) on Public Consumption Expenditures in Pematangsiantar City. KnE Social Sciences, [S. l.], v. 8, n. 4, p. 728–73, 2023. DOI: 10.18502/kss.v8i4.12967. Disponível em: https://knepublishing.com/index.php/KnE-Social/article/view/12967. Acesso em: 13 may. 2025.