SHOFAWATI, A. The Role of Digital Finance to Strengthen Financial Inclusion and the Growth of SME in Indonesia. KnE Social Sciences, [S. l.], v. 3, n. 13, p. 389–407, 2019. DOI: 10.18502/kss.v3i13.4218. Disponível em: https://knepublishing.com/index.php/KnE-Social/article/view/4218. Acesso em: 11 oct. 2025.