I. V., Kolesova; Y. S., Girzheva. Impact of Financial Technologies on the Banking Sector. KnE Social Sciences, [S. l.], v. 3, n. 2, p. 215–220, 2018. DOI: 10.18502/kss.v3i2.1545. Disponível em: https://knepublishing.com/index.php/KnE-Social/article/view/1545. Acesso em: 2 dec. 2025.