Maulida, H. and Arie Fianto, B. 2019. Determinants Factors of Non-Performing Financing in Islamic Microfinance Institution (Case study of Islamic Cooperative XYZ in Sidoarjo, Indonesia). KnE Social Sciences. 3, 13 (Mar. 2019), 871–879. DOI:https://doi.org/10.18502/kss.v3i13.4254.