Desiyanti, R., Azilah Husin, N., Azlina Md Kassim, A. and Elvira, R. 2022. The Impact of Payment Systems and Peer-to-Peer Lending on the Performance of SMEs in Indonesia. KnE Social Sciences. 7, 6 (Mar. 2022), 48–58. DOI:https://doi.org/10.18502/kss.v7i6.10608.